Frequently Asked Questions
Here are the answers to the most commonly asked questions about fast auto loans.
What are fast auto loans?
Fast auto loans are an expedited, more convenient way to finance the purchase of your new vehicle. They offer all of the benefits of traditional loans but with a streamlined application and approval process. You can apply for fast auto loans in a matter of minutes on our site. With fast auto loans, everything is done online, so the process is much quicker than that of traditional loans.
How do I apply for fast auto loans?
You can apply for fast auto loans by filling out our free application. We will ask you for some basic information and will then supply you with at least four or five quotes on fast auto loans. You will see our quotes side-by-side in straightforward terms to help you easily compare offers. All you have to do is review the loans on rates and terms and decide which is right for you. Our quotes on fast auto loans are completely free and come with no obligation.
Who will originate my auto loan?
We have a large network of local, regional, and national lenders who supply our customers with fast auto loans. The lender who will actually originate your loan will depend on your needs, preferences, credit, and location. When we give you quotes on fast auto loans, you will be able to choose from four or five different lenders.
Can I still get fast auto loans with less-than-perfect credit?
Our lenders are willing to work with customers from all credit backgrounds to meet their needs. Typically, those with lower credit scores will either have to supply a larger down payment or will end up paying slightly higher interest rates on their fast auto loans. If you have credit challenges, your best bet is to shop around for a good deal. On our site, you can do all of your shopping with one application to compare the offers of different lenders. Please be sure to read our biggest car buyer mistakes page before you do anything.
What kinds of fast auto loans do you offer?
We offer a variety of fast auto loans to meet our customers' needs. We offer fast auto loans for new cars, used cars, and refinancing options for those who already have a car loan. No matter what your needs, we can match you with a lender who can meet them.
What kind of a down payment should I make?
A good rule of thumb with fast auto loans is to aim for a 20% down payment. This can help keep your payments and interest rates to a minimum, and it will prevent you from being upside down in the loan. Being upside down means that you owe more on the car than it is worth. Generally, the larger the down payment you can make, the better off you will be.
